England and Wales Scotland Northern Ireland Europe (name countries)* Second charges Regulated loans Develop-ment loans Conversion/ refurb loans Loans with term >1 year* Rebridging (subject to conditions)* Minimum loan size Maximum loan size Care homes Pubs Hotels Land with planning permission Other trading businesses Offshore structures Notes
Affirmative     (1) (2) £10,000 £5 million (1) Up to 18 months (2) On case-by-case basis 
Alternative Bridging Corporation     £100,000 By discretion          
Apex Bridging       (5)     (6) £100,000 £2.5 million (7) (7) (7)     (5) In conjunction with a purchase (6) Maximum 70% LTV (7) With planning permission for conversion to residential
Aspen       (8)   (9) £200,000 £4 million           (8) Only as additional security (9) From wind and water-tight
Avamore           (10) £500,000 £10 million   (11)   (10) Provided this will be a future development facility (11) For conversion to residential
B2 Bridging (Barton)           £100,000 By discretion        
BM Samuels         £30,000 £5 million (12) (12) (12) (12) Only where there is a redevelopment to residential angle
Bridging Finance Solutions   TBA   (13) £25,000 £2 million           (13 ) As makeweight security
Century Capital Partners                                      
Commercial Acceptances (16)           £50,000 By discretion       (17)     (16) England only (predominantly London and SE) (17) Subject to conditions
Fiduciam (18)     (19) £250,000 £35 million (20) (18) Spain, France, Germany, Ireland, Netherlands,Switzerland, Luxembourg, Denmark,Sweden (19)  Up to 3 yrs yrs (20) Also agricutural and no planning permission
Goldentree       (21) £100,000 £5 million (22) (22) (22)       (21) Through Birchwood Mortgages (22) Where conversion to residential is likely
Helmsley Group           (23)   £250,000 £2 million           (23) Occaisionally
Hope Capital (24)     (25)   (26) (27) (24) £100,000 £5 million   (24) (24) (24) (24) (24) (24) Considered (25) Cross charges considered (26) Not ground-up (27) Mx 24 months by referral
Kuflink Bridging                                      
LendInvest       £75,000 £15 million        
London Credit (28)           £100,000 £3.5 million           (28) England only
Market Financial Solutions           (29) £100,000 £10 million (31) (31) (31) (31) (30) (31) (29) Up to 18 months (30) Light industrial units, student lets, warehouses, offices, HMOs (31) Subject to conditions and criteria
Market Harborough Building Society         (32) £100,000 £3 million       (33)     (32) Subject to additional requirements and monitoring (33) If part of existing property
Masthaven Bank (34)     (35) (36) £100,000 £5 million       (37) (34) Not on Scottish Islands (35) 18 months for non-regulated (36) Subject to satisfaction as to original purpose and reasons for failure to repay (37) On application
MT Finance           £50,000 £15 million      
Oakbridge     (38 )   £100,000 £5 million             (38) Selectively
Oblix (39)     (40)   (41) (42) £50,000     (43) £10 million  (44)           (39) Restricted to certain postcodes (40) Resi only, maximum £750K  (41) Up to 18 mths for development (42) If only one previous bridge (43) Bridging £50k, development £750k (44) Bridging £10m, development £15m
Octopus      £50,000 By discretion Largest case to date £38 million
Pivot       (45)   (46) £150,000 £15 million  (48) (47)   (47) (47) (45) On primary resi as additional security (46) Development up to 18 mths (47) On bricks and mortar basis (48)  Subject to additional Due Diligence
Reditum Capital                                      
Roma       £30,000 £2 million (51) (51)       (51) If shut down
Shawbrook (52)     (53) (54) £40,000 £15 million   (55)   (56)   (52) Only for investment properties (53) Only for owner-occupied resi (54) By exception - no overruns or financial distress  (55) Trading pubs only, no investment pubs (56) On property only
Signature Private Finance         Under review (57) (58)   £50,000 £1.5 million on single asset (59) (59) (59)     (57) Light refurb: Max 70% of cost or 65% GDV   Heavy: Max 65% of cost or 55% GDV (58) Up to 18 Months  (59) Only if residential planning has been approved
Tuscan           £150,000 £10 million        
United Trust Bank Ltd     (60) (61) £75,000 £30 million (62) (62)     (60) Typically 24 months (61) Reviewed on merits per case  (62) If non-trading
West One Loans     £30,000 By discretion (65) (65) On vacant possession basis
Whitehall Capital                                      
  England and Wales Scotland Northern Ireland Europe (name countries)* Second charges Regulated loans Develop-ment loans Conversion/ refurb loans Loans with term >1 year* Rebridging (subject to conditions)* Minimum loan size Maximum loan size Care homes Pubs Hotels Land with planning permission Other trading businesses Offshore structures Notes